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A few weeks ago, someone spouted praise for Obama Care. His/her spout doesn't add up. They stated that they got their new policy in Dec. and saw their new doctor in Dec. The policies didn't go into effect until Jan., so you didn't see your new doctor under the new law; maybe under your old policy. My husband and I both lost old policies, and our new ones will be lower premium, but far higher annual costs, with higher co-pays and deductibles.